HERE TO SERVE YOUR MORTGAGE NEEDS

LET’S GET STARTED

COOKIE HOME LOANS LLC

YOUR PATH TO HOMEOWNERSHIP STARTS HERE

Let’s Get Started!

Start your online application or call one of our experienced loan officers now.  We’ll work with you every step of the way so that you have a smooth home buying process.  Ready to refinance?  We can help there too!  Give us a call to discuss your refi options.

MORTGAGE CALCULATOR

$

3.5%

1%

3.5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Calculator for demonstration purposes only.

The Home Buying Process!

Here are some steps to help you navigate the home buying process:

  •  Figure out how much you can afford
  • Know your rights
  • Shop for a loan
  • Learn about homebuying programs
  •  Shop for a home
  • Make an offer
  • Get a home inspection
  • Sign papers
  • Reference: HUD

Loan products that fit your needs!

  • Down Payment Assistance
  • FHA
  • VA
  • Conventional
  •  USDA
  • Renovation Rehab
  • Investor

READY TO DROP YOUR INTEREST RATE?

Let’s talk about a refinance option that could lower your current interest rate.  Give us a call to discuss your options.  Maybe it’s time for a cash-out refi to pay off some bills or consolidate a first and second mortgage.  Give us a call to discuss.

FHA

FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so your lender can offer you a better deal.

  • Low down payments
  • Low closing costs
  • Easy credit qualifying
  • Reference: HUD

CONVENTIONAL

Conventional loans are a good choice for borrowers with good credit and a low DTI.  An advantage for a borrower with 20% down is the elimination of private mortgage insurance.

VA

VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.  Reference: VA

YES!  YOU CAN APPLY ON YOUR PHONE

Ready to get started!!! Use your phone and our online appliacation to start the loan process today.  We’ll walk you through the loan process and keep you informed every step of the way.  Or you can always just use your phone to give us a call.

APPLY

RENOVATION LOANS

Ready to renovate?  Maybe a purchase and rehab is what you’re looking for?  Whatever the case we are here to help.  From FHA 203k, VA Renovation to HOMESTYLE, give us a call to discuss.

  • Upgrade your kitchen
  • Add a bedroom
  • Finish your basement
  • Replace your roof
  • A pool for the summer
  • Purchase and renovation funds
  • Update or add a bathroom
 

 

The first lender I went to told me to call them back when I had 5% to put down, After researching I found a loan officer who put me in an FHA loan with just 3.5% down. 

Throughout the whole process, I was informed about what was next and what I needed to do.  From the application to the appraisal and the closing, I felt like I was a VIP customer.
Cheers!

Author Image

– FHA Borrower

TESTIMONIALS

Perfect Process

“My loan officer is great!  He helped me by my dream house using my VA loan benefits.  Others told me I couldn’t buy a home using my VA loan benefits after a deed in lieu but they were wrong.  I highly recommend my loan officer to anyone wanting to buy a home. “
– by Borrower – Jan. 2019
Cookie Home Loans LLC

First Time Home Buyer!

“My Loan Officer was the best thing that could have happened to me and my 3 kids.  He help me buy my first home with less than perfect credit.  I was so happy the day I signed my documents and closed on my home.  My Loan Officer even came to my closing and took a picture with me.”
– by Borrower – Jan. 2018
Cookie Home Loans LLC

A Family Purchase

“We are so thankful to our Loan Officer!  He helped my daughter and I purchase our first home!  It’s a townhome and perfect for us because we didn’t want the outside upkeep and the terms of the loan were perfect for us.”
– Borrower Feb. 2019
Cookie Home Loans LLC