COOKIE HOME LOANS LLC
YOUR PATH TO HOMEOWNERSHIP STARTS HERE
Let’s Get Started!
Start your online application or call one of our experienced loan officers now. We’ll work with you every step of the way so that you have a smooth home buying process. Ready to refinance? We can help there too! Give us a call to discuss your refi options.
MORTGAGE CALCULATOR
Calculator for demonstration purposes only.The Home Buying Process!
Here are some steps to help you navigate the home buying process:
- Figure out how much you can afford
- Know your rights
- Shop for a loan
- Learn about homebuying programs
- Shop for a home
- Make an offer
- Get a home inspection
- Sign papers
- Reference: HUD
Loan products that fit your needs!
- Down Payment Assistance
- FHA
- VA
- Conventional
- USDA
- Renovation Rehab
- Investor
READY TO DROP YOUR INTEREST RATE?
Let’s talk about a refinance option that could lower your current interest rate. Give us a call to discuss your options. Maybe it’s time for a cash-out refi to pay off some bills or consolidate a first and second mortgage. Give us a call to discuss.
CONVENTIONAL
Conventional loans are a good choice for borrowers with good credit and a low DTI. An advantage for a borrower with 20% down is the elimination of private mortgage insurance.
VA
VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy. Reference: VA
YES! YOU CAN APPLY ON YOUR PHONE
Ready to get started!!! Use your phone and our online appliacation to start the loan process today. We’ll walk you through the loan process and keep you informed every step of the way. Or you can always just use your phone to give us a call.
RENOVATION LOANS
Ready to renovate? Maybe a purchase and rehab is what you’re looking for? Whatever the case we are here to help. From FHA 203k, VA Renovation to HOMESTYLE, give us a call to discuss.
- Upgrade your kitchen
- Add a bedroom
- Finish your basement
- Replace your roof
- A pool for the summer
- Purchase and renovation funds
- Update or add a bathroom
The first lender I went to told me to call them back when I had 5% to put down, After researching I found a loan officer who put me in an FHA loan with just 3.5% down.
Throughout the whole process, I was informed about what was next and what I needed to do. From the application to the appraisal and the closing, I felt like I was a VIP customer.
Cheers!
– FHA Borrower
TESTIMONIALS
Perfect Process
“My loan officer is great! He helped me by my dream house using my VA loan benefits. Others told me I couldn’t buy a home using my VA loan benefits after a deed in lieu but they were wrong. I highly recommend my loan officer to anyone wanting to buy a home. “
– by Borrower – Jan. 2019
Cookie Home Loans LLC →
First Time Home Buyer!
“My Loan Officer was the best thing that could have happened to me and my 3 kids. He help me buy my first home with less than perfect credit. I was so happy the day I signed my documents and closed on my home. My Loan Officer even came to my closing and took a picture with me.”
– by Borrower – Jan. 2018
Cookie Home Loans LLC →
A Family Purchase
“We are so thankful to our Loan Officer! He helped my daughter and I purchase our first home! It’s a townhome and perfect for us because we didn’t want the outside upkeep and the terms of the loan were perfect for us.”
– Borrower Feb. 2019
Cookie Home Loans LLC →
